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Protecting Valuables in Your Home
Special personal property insurance (also called Inland Marine Coverage) is a way to protect your most valuable items – things like jewelry, cameras, fine art and other collections. You may have coverage for personal belongings with your homeowners, mobile home, condo or renters insurance, but limitations may apply, especially to high-value items. Keep your valuables protected by contacting your agent today.
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Protecting Buildings on Your Property
Your homeowners or mobile home policy won’t likely fully cover structures attached to your home. Surrounding buildings on your property are subject to a $2,500 limit on your basic policy. If they’re worth more than that you should consider purchasing additional coverage.
Cover Diamonds to Garages with Other Property Insurance
When it comes to your special belongings, Farm Bureau can make it simple to protect your investment. With special personal property insurance, you can list your special items and their current value. Here are just a few examples of items you might want to protect:
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Special Personal Property
- Jewelry
- Cameras
- Musical instruments
- Firearms
- Furs
- Silverware
- Antique furniture
- Fine arts and collectibles
- Coins
- Prosthetic devices
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Garages, Buildings and Other Structures
A Farm Bureau agent can help you choose the coverage that best fits your needs and budget:
- Replacement Cost: Pays the full amount to repair or replace the damaged area of the structure, without regard to depreciation.
- Actual Cash Value: Will reimburse you for covered losses to your home up to its current value – the age, condition and worth of your structure are taken into account.
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Farm Bureau Member's Choice
You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Email me to learn more about our Farm Bureau Member’s Choice policy.
